Do you or a loved one need substance abuse treatment? If so, TRICARE is one of the health insurance options that generally covers these services. In fact, many addiction rehab facilities accept TRICARE. However, it is important to know which plan you have, the services covered and whether the provider you are going to covers it. Here at Desert Rose Recovery Center, we take TRICARE. You can reach out to us today to find out more about using this insurance plan to cover your substance abuse treatment needs.
Using TRICARE Insurance – Alcohol and Drug Detox Coverage
In the meantime, it may be a good idea to learn more about alcohol and drug detox coverage, as that is the first step in the recovery process.
TRICARE does provide coverage for many types of alcohol and drug detox services. Having a TRICARE insurance plan doesn’t automatically mean you will have full or even partial coverage for detox services. You may have some fees that you need to pay upfront depending on what your insurance plan covers. You may also need a pre-authorization or a recommendation to attend rehab from your doctor’s office. There may be some other admission-based requirements if you need to attend an inpatient detox program, as well.
TRICARE and Inpatient Rehab
In most cases, TRICARE health insurance does pay for inpatient alcohol and drug rehab, if you meet their requirements. However, when someone struggles with an addiction, the last thing they want to be doing is spending hours on the phone trying to find out whether they can get addiction rehab coverage.
You don’t have to do this. You can start by contacting an addiction rehab agent here at Desert Rose Recovery Center. We will find out whether your insurance plan covers inpatient drug and alcohol rehab. If so, we can get you enrolled in a treatment program here at our facility. If not or if they only cover a part of it, we can work with you to develop a treatment plan based on your needs and budget.
Are you dealing with a life-threatening or emergent addiction situation? If so, please reach out to your local hospital for immediate help. You can always enroll in an inpatient addiction rehab later on.
TRICARE and Intensive Outpatient Addiction Rehab
In many TRICARE health insurance plans, outpatient addiction rehab is covered. Generally, health insurance companies are more likely to pay for outpatient rehab services over an inpatient treatment. This is primarily because outpatient treatment options are less expensive.
How do you know whether you need intensive outpatient addiction rehab? Well, there are many situations in which this type of treatment might be right for you including:
- Leaving an inpatient treatment program and needing additional rehab services
- Can’t afford or attend an inpatient rehab, but still need intensive treatment
- Having a moderate addiction (some mild and severe addictions would be treated well in these programs, too)
Do you feel that you meet these situations? Do you have TRICARE health insurance? If so, or even if you have another type of insurance or don’t have insurance but need this type of treatment, reach out to our team today.
TRICARE and Therapy Coverage
Typically, TRICARE health insurance plans do cover therapy when it comes to substance abuse treatments. They may cover a wide range of therapy options, too, including:
- Individual therapy
- Group counseling
- Family therapy
- Some holistic therapy options
- Mental health condition therapy treatments
Part of therapy is having assessments done to ensure the proper treatments are being given. If you have TRICARE health insurance, you may need us to do some psychological testing to diagnose mental health conditions and your addiction. The insurance company may need the results of these assessments in order to cover the substance abuse treatments you need.
What About In-Network Treatments
There are differences between in-network and out-of-network doctors and medical professionals. For many insurance plans, if you are seeing a doctor out-of-network, the services you receive won’t be covered by your insurance company.
When it comes to TRICARE health insurance plans such as with Prime Remote, Young Adult and Reserve Select, there are options to choose out-of-network services. However, you are likely going to have higher fees than if you were just to choose in-network providers. So, if you are on a budget or looking for the best value monthly, you may want to stick with providers that are in the TRICARE network.
Uncovered Substance Abuse Treatment-Related Costs
The good thing about the TRICARE network is that they do cover a lot of substance abuse treatment and other addiction rehab-related costs. In addition, you only have to pay for the costs that TRICARE won’t pay to the rehab center. Now, if you choose to get treatment from an out-of-network provider, you will likely have more out-of-pocket costs. However, a lot of rehab centers will set up payment plans with their clients, so they can get the treatments they need.
If you aren’t sure which addiction rehab services are covered through your TRICARE plan, don’t worry. You can easily contact us, here at Desert Rose Recovery Center, and we can look into this for you.
Use TRICARE to Pay for Substance Abuse Treatment Today
Now that you have a better idea of whether TRICARE will cover substance abuse treatment in your situation or not, you can reach out to our Desert Rose Recovery Center team. We have helped many clients get the addiction rehab treatment they needed and we want to help you get the same.
Whether you have TRICARE, another insurance plan or no insurance at all, our addiction rehab agents can work with you to set up a treatment plan. We can talk to you about your budget, what services you need, assessment options, your mental health status and your addiction history. Through these conversations, we can determine what services we offer will be covered for you and for how long.
Contact us today to use TRICARE to pay for substance abuse treatment.
